About me

A builder at heart.

I'm an engineer-turned product manager who has worked across fintech and e-commerce. I bring a builder's mindset to product: solving complex problems, taking ideas from zero to one, and using AI to move from concept to working product faster.

I build AI systems, and use experimentation and analytics to understand their impact. My work spans product strategy, roadmapping, design and implementation, with a focus on making customer journeys simpler and products more useful.

I'm motivated by creating technology that solves real problems and creates sustainable growth.

View Resume↗
Payash Gaur, studio portrait
The path

Six years, one thread.

Every experience taught something different and valuable

NOW, SEP 2026Building in personal credit, in stealthFor the 24.9 crore borrowers nobody is paid to help owe less and I'm exploring solutions to fix that leveraging AI.
OCT 2025 — AUG 2026Product Manager, New Initiatives · IndiaGold NBFCKYC and onboarding through the NBFC move, Aadhaar e-sign, a gold-purity vision engine, AI support, servicing journeys worth ~₹1 Cr a month.
Aug 2024 — Sep 2025Product Operations Associate, Servicing · IndiaGoldClosure TAT down 48%, payment costs down 15–20%, Play Store rating 4.2 to 4.6 in two months.
Oct 2022 — May 2023Junior Product Manager · GromoBuilt in app health insurance journeys and credit card recommendation engine.
Jan — Apr 2022Analytics and Experience · CityMallPlay Store 4.1 to 4.6, NPS 5 to 7, with SQL and dashboards.
Nov 2020 — Dec 2021Co-founder and CPO · Easy OfficesStarted in college. Zero to 2.5 lakhs in six months with a team of five.
How I work
BuildI prototype before I write the PRD. A working thing ends more debates than a document.
LearnI'm usually the one asking the basic question. It's the fastest way to find what nobody checked.
MeasureIf I can't name the number it moves, I'm not ready to build it.
Education and certifications

The cards I carry.

Maharaja Surajmal Institute of Technology
COLLEGE · DEGREE · JAN 2020 — MAY 24B.Tech, Electrical and Electronics EngineeringMaharaja Surajmal Institute of Technology, IP UniversityCGPA 8.5
SCHOOLS.R. D.A.V. Public School
S.R. D.A.V. Public SchoolScience and Engineering DrawingClass XII · 85.8%Class X · 9.2 CGPA
CertificationInternshala
Product Management TrainingInternshalaPayash GaurCertificate
Payash GaurCo-Lead GX20 · Product & GrowthCapstone Project · Top 3
Member since 2024GrowthX
CertificationUdemy
Product Management FundamentalsUdemyPayash GaurCertificate
SKILL SET MAP

What I bring to the table.

Capability balanceSelf-assessed · out of 5

Select a domain, or tap a point on the map, to see the scores behind it.

Toolkit

I prototype before I write the PRD.

The tools I use day to day, from first research to a working prototype.

Prototyping
Claude CodeLovableBolt
Research and analytics
PerplexityMoEngageZohoAmplitudeGoogle Analytics
Technical
MySQLPythonJiraConfluencePostman
Design
FigmaMiroCanvaVisilyWhimsical
Documentation
NotionChatPRDGamma
THINGS I LIKE OFF HOURS

Books, gym and a pristine road. And two old loves: astronomy, for how things orbit, and finance, for how money does.

01ReadingBooks over feeds. There's always one on the go.
02FitnessTraining keeps the mind as sharp as the body.
03TravelNew places, and the longer way round.
04AstronomyHow things orbit.
05FinanceHow money does.
FUN STORY · KEDARNATH TREK, UTTARAKHANDSome trips stay with you. In Oct 2022 I did the trek in a single day: 48 km, on my feet for 19 hours straight. One of the craziest things I've done to test my limits.
48 kmone day
19 hrson foot