Taking ideas from zero to one leveraging AI

See my work↓
02 — Gravity
Drag to spin ⟲
The idea

Good products have gravity.

People come back to them without being asked. Astronomy taught me to look for that pull. Finance taught me to measure it.

The pointI build for the second visit, not the first click.
03 — Shipped

Four products, and the numbers they left behind.

View all work →
01 / 04IndiaGold NBFC · 2025 — 26

Onboarding, rebuilt for an NBFC.

KYC, Aadhaar e-sign and servicing flows, rebuilt from scratch in two months when IndiaGold became an NBFC.

KYCAadhaar e-signServicing flows
−90%manual document processing TAT
Read the case study (4 min)→
OnboardingSTEP 4/4
Sign your loan documents
✓PAN verified
✓Aadhaar KYC complete
✓Selfie matched
Enter the OTP sent to your Aadhaar-linked mobile
••••
Sign and continue
Manual doc TAT−90%
✓e-Signed with AadhaarNo paper, no branch visit
02 / 04IndiaGold Fintech · 2024 — 25

Loan servicing for a seamless customer experience.

Full closure and rebook/renewal, automated end to end in the app, plus a new payment gateway for better uptime and lower cost.

Full closureRebook and renewalPayment gateway
15–20%reduction in payment processing cost
Read the case study (4 min)→
Gold loan · IG-2048Active
Outstanding₹1,24,600Principal ₹1,18,000 · Interest ₹6,600
✓Pay outstandingDone
✓Verify and signDone
Gold released to youIn progress
Close loanRenew
Closure TAT−48%
✓Loan renewedSame gold, fresh tenure
03 / 04Gromo · 2022 — 23

Health insurance, in six languages.

An in-app health insurance flow for Gromo's partner network, from wireframes to multilingual testing.

Health insuranceSix languagesPartner app
+15%user engagement during testing
Read the case study (4 min)→
Health coverENहिं
Cover for your familyआपके परिवार के लिए सुरक्षा
₹5 lakhSum insured
2A + 1CMembers
Cashless at network hospitals
Explained in the customer's language
Bought inside the partner app
Get covered
Engagement in testing+15%
6Languages testedFor partners selling it
04 / 04Easy Offices · 2020 — 21

Zero to ₹2.5 lakh, while still in college.

My first company, co-founded in college. I led product strategy and client delivery with a five-person team.

Co-founder and CPO0→1Five-person team
10%month-on-month growth
Read the case study (4 min)→
Easy Offices · Revenue6 MONTHS
From zero to₹2.5 lakh
M1M2M3M4M5M6
Product strategy and client delivery
SOPs that scaled the team
Co-founder and CPO
Month on month+10%
5Person teamStarted in college
04 — NextIn stealth

Now, I'm building something in personal credit.

This field is 2.5 lakh borrowers. The copper dot is one registered adviser.
24.9 Crcredit-active borrowers in IndiaTransUnion CIBIL · Mar 2026
~1,000SEBI-registered investment advisersSEBI · Mar 2026

“Everyone in personal finance is paid when you buy. Nobody is paid when you owe less.”

The name stays quiet for now. The thesis doesn't.
05 — Lab

Talk to my AI clone.

A digital version of me, grounded only in my work and personal interests. Chat or talk with it, and ask what you'd ask me on a first call.

In the lab01My AI clone, in chat and voiceLive02SubMeter Bill, fair bills for a shared meterLive app03Loan Saathi, a Hindi voice agent for borrowersBuildathon winner
Enter the Lab →
PGPayash AILive · grounded in my workSarvam
Hi, I'm Payash's AI clone. Ask me about my work, interests or anything I've done. Rather talk? Switch to voice in the Lab.
Continue the conversation in the Lab →
06 — Notes

How I think.

I write about AI, product and growth: what changed, why it matters, and what I'd build with it.

Read my notesFollow on LinkedIn ↗
CareersProduct management isn't safe from AI. It's being rewritten.Oct 2026→AI toolsSeven motion graphics, and not one video editorOct 2026→AI modelsJev, a model that decides instead of writingSep 2026→Agentic commerceSwiggy Money on MCP: agents can now paySep 2026→PricingThe ₹10 nudge that built trustSep 2025→
07 — Talk

Let's build something people come back to.

30 minutes. Bring the problem, the role or the round. I'll bring questions.

Emailpayashgaur7@gmail.comLinkedInFollow on LinkedIn ↗X@GaurPayash ↗GitHubPie07-hub ↗RESUMEView PDF ↗
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